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24 Feb 2007, 21:41
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#1
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For Crowly <3
Join Date: Aug 2003
Location: Luton, England
Posts: 1,391
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Lloyds TSB are crap
First of all there profits go up 11%
Then they start charging people for credit card usage
Now I'm one of the (lucky?) 50,000 people who recieved a letter from Lloyds TSB saying that they were going to charge me £35 for the privilage of having a credit card with them. Needless to say that an hour later my credit card with them was cancelled. They say that it is for people who dont use it often yet I use it every month for train tickets (£40->£60) as well as large purchases such as laptops and mobiles.
Ergo Lloyds TSB are crap.
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[14:53:26] * Keiz`afk has joined #support
[14:53:36] <Keiz`afk> THE SMUDGE CHEERLEADING TEAM HAS ARRIVED
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24 Feb 2007, 21:58
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#2
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Registered User
Join Date: Jan 2005
Location: London
Posts: 3,347
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Re: Lloyds TSB are crap
What if the government took over all the banks. Where's the problem?
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The 20th century has been characterised by three developments of great political importance. The growth of democracy; the growth of corporate power; and the growth of corporate propaganda as a means of protecting corporate power against democracy.
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24 Feb 2007, 22:11
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#3
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Bad Girl
Join Date: Sep 2000
Location: right here..right now
Posts: 1,055
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Re: Lloyds TSB are crap
Quote:
Recently, card provider MBNA said they would start charging a £10 fee on accounts which had a positive balance.
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well they dont suck as much as MBNA :P
its only a matter of time b4 they all start doing it because of the OFT making em drop their charges .
god bless the OFt and all who sail in her .. they are looking at the drug companies now !
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24 Feb 2007, 22:28
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#4
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Registered User
Join Date: Jan 2005
Location: London
Posts: 3,347
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Re: Lloyds TSB are crap
Quote:
Originally Posted by Mistwraith
well they dont suck as much as MBNA :P
its only a matter of time b4 they all start doing it because of the OFT making em drop their charges .
god bless the OFt and all who sail in her .. they are looking at the drug companies now !
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I can never tell if you're being serious or not. there is a real problem here. If there is a crackdown on one area in which they are ripping off cutomers then they raise charges elsewhere. Without a major overhaul of the rules there is not going to be any mesurable benefit for the consumer. It is also possible that a fixed charge per account will make the banks even more money.
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The 20th century has been characterised by three developments of great political importance. The growth of democracy; the growth of corporate power; and the growth of corporate propaganda as a means of protecting corporate power against democracy.
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24 Feb 2007, 23:47
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#5
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BlueTuba
Join Date: Aug 2000
Posts: 6,339
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Re: Lloyds TSB are crap
Use a building society
Building societies are shiny :))))
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"Build a man a fire, and he'll be warm for a day. Set a man on fire, and he'll be warm for the rest of his life."
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25 Feb 2007, 12:55
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#6
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Mathamagician
Join Date: Aug 2001
Location: At the very edge of existance
Posts: 1,803
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Re: Lloyds TSB are crap
don't have a credit card. Not being in debt is shiny.
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I think I just had an evilgasm
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25 Feb 2007, 14:18
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#7
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Bored
Join Date: Apr 2001
Location: Nottm ->Shef ->Croydon ->Manc ->Durham ->Sheffield
Posts: 6,506
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Re: Lloyds TSB are crap
i've never had any problems with LTSB but I wouldn't take out a credit card with them.
I got myself an Egg one which gives me discounts and 1% back. Oh and 0% interest...
I think every bank is a bit shit to be honest. We have it really lucky in the UK - abroad the banks are much worse.
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25 Feb 2007, 19:36
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#8
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Rawr rawr
Join Date: Dec 2000
Location: Upside down
Posts: 5,300
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Re: Lloyds TSB are crap
Quote:
Originally Posted by vampire_lestat
don't have a credit card. Not being in debt is shiny.
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Having a credit card does not mean you're in debt.
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"Yay"
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25 Feb 2007, 20:28
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#9
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Darling
Join Date: Dec 2000
Location: Edinburgh
Posts: 890
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Re: Lloyds TSB are crap
Quote:
Originally Posted by Structural Integrity
Having a credit card does not mean you're in debt.
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And being in debt does not mean that you are in unmanageable or unplanned debt.
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26 Feb 2007, 12:13
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#10
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Miles Teg
Join Date: Nov 2001
Location: Dom City
Posts: 5,192
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Re: Lloyds TSB are crap
Quote:
Originally Posted by Ste
I think every bank is a bit shit to be honest. We have it really lucky in the UK - abroad the banks are much worse.
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I am kinda fond of the dutch banking system to be honest
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Audentes Fortuna Iuvat
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26 Feb 2007, 13:36
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#11
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Hello Tietäjä
Join Date: Jan 2002
Location: Preston, UK
Posts: 290
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Re: Lloyds TSB are crap
my friend work(ed) for llyods bank and has recently left in protest because they have started training their customer service reps (he was one of the guys you call up when you have a problem) to sell their credit cards which cost money, move their accounts around to incur charges and basically squeeze every penny they can out of their customers.
i.e. they are now making their SUPPORT team do SALES
LLyods TSB indeed suck.
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26 Feb 2007, 22:54
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#12
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Un-retired by request
Join Date: Oct 2003
Posts: 407
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Re: Lloyds TSB are crap
damn bastards. Only last week I got a credit card with them, one I dont really need but they didn't really ask me if i did want it. They said then I didn't have to use it. I feel lied to.
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Cm,
ASS DC
ex F-crew HC.
Played r4-present missing only 1 round so sad...
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