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24 Jun 2004, 12:46
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#1
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Registered User
Join Date: Jun 2000
Posts: 8,476
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So I just lost 20 pounds because of the lady at sainsburys
I said 13 pounds cashback not 30 way to take me over my overdraft limit
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24 Jun 2004, 12:48
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#2
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King of The Fat Boys
Join Date: Feb 2001
Location: UK
Posts: 3,332
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Re: So I just lost 20 pounds because of the lady at sainsburys
That's a pretty weird sum of money to ask for in cash back :/
Once I asked for 20 pounds cashback. I signed off for it and walked out the shop but then couldn't find the 20 pounds! Pah. That was in a Sainsbury's as well.
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24 Jun 2004, 12:51
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#3
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The Twilight of the Gods
Join Date: Jan 2001
Posts: 23,481
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Re: So I just lost 20 pounds because of the lady at sainsburys
Cashback is generally only in notes isn't it?
Anyway, it's your own fault for saying a number which sounds like a more popular other number.
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24 Jun 2004, 12:54
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#4
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Registered User
Join Date: Jun 2000
Posts: 8,476
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Re: So I just lost 20 pounds because of the lady at sainsburys
No i have had 2 pounds cash back before and I often ask for it in coins/change.
edit: for the phone
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24 Jun 2004, 13:09
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#5
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Clerk
Join Date: Jun 2001
Posts: 13,940
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Re: So I just lost 20 pounds because of the lady at sainsburys
Write a letter to the managing director of Sainsbury's asking for the bank charge to be refunded. Enclose a copy of your bank statement. Explain the hardship you've faced.
p.s. : According to my bank statement between May 14th and June 14th I spent seven thousand pounds.
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24 Jun 2004, 13:12
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#6
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The Twilight of the Gods
Join Date: Jan 2001
Posts: 23,481
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Re: So I just lost 20 pounds because of the lady at sainsburys
How?
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24 Jun 2004, 13:15
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#7
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Clerk
Join Date: Jun 2001
Posts: 13,940
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Re: So I just lost 20 pounds because of the lady at sainsburys
Well the 7k was made up mainly of gambling wins, my salary, borrowed money and a seperate loan.
It was spent on dancing whores. (And rent, drink, food, paying some debts back, gambling losses, drugs, etc).
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24 Jun 2004, 13:17
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#8
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Registered User
Join Date: Jun 2000
Posts: 8,476
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Re: So I just lost 20 pounds because of the lady at sainsburys
you probably have a gambling problem fyi
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24 Jun 2004, 13:21
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#9
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Bored
Join Date: Apr 2001
Location: Nottm ->Shef ->Croydon ->Manc ->Durham ->Sheffield
Posts: 6,506
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Re: So I just lost 20 pounds because of the lady at sainsburys
Its your own fault for not checking the slip when you signed it.
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24 Jun 2004, 13:25
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#10
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Registered User
Join Date: Jun 2000
Posts: 8,476
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Re: So I just lost 20 pounds because of the lady at sainsburys
I did check it before I signed it and saw that it said 30, but it had already been put through by that time so there wasnt much I could do.
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24 Jun 2004, 13:26
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#11
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Miles Teg
Join Date: Nov 2001
Location: Dom City
Posts: 5,192
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Re: So I just lost 20 pounds because of the lady at sainsburys
you lot have to sign?
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Audentes Fortuna Iuvat
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24 Jun 2004, 13:27
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#12
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Motherfracker
Join Date: May 2001
Posts: 2,985
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Re: So I just lost 20 pounds because of the lady at sainsburys
I'm only £600 overdrawn. hence desire for job.
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24 Jun 2004, 13:27
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#13
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Bored
Join Date: Apr 2001
Location: Nottm ->Shef ->Croydon ->Manc ->Durham ->Sheffield
Posts: 6,506
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Re: So I just lost 20 pounds because of the lady at sainsburys
you could refuse to sign it and then she would have to get the manager out to undo the mistake and then you could scowl and stuff and the manager could give you loads of free stuff!
but you signed it.
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24 Jun 2004, 13:29
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#14
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Miles Teg
Join Date: Nov 2001
Location: Dom City
Posts: 5,192
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Re: So I just lost 20 pounds because of the lady at sainsburys
i have nothing in overdrafts
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Audentes Fortuna Iuvat
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24 Jun 2004, 13:29
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#15
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Registered User
Join Date: Jun 2000
Posts: 8,476
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Re: So I just lost 20 pounds because of the lady at sainsburys
it wouldnt have mattered if she undid the mistake because the money would have already come off, hence the instaneous fine would still be levied.
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24 Jun 2004, 13:31
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#16
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Registered User
Join Date: Oct 2001
Posts: 940
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Re: So I just lost 20 pounds because of the lady at sainsburys
Quote:
Originally Posted by Nodrog
I did check it before I signed it and saw that it said 30, but it had already been put through by that time so there wasnt much I could do.
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You could have got her to cancel it and put it through again but as £13... Why would that be a problem?
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24 Jun 2004, 13:33
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#17
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Bored
Join Date: Apr 2001
Location: Nottm ->Shef ->Croydon ->Manc ->Durham ->Sheffield
Posts: 6,506
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Re: So I just lost 20 pounds because of the lady at sainsburys
it's not instant.
and anyway it would be officially her fault then. not yours.
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24 Jun 2004, 13:37
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#18
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Registered User
Join Date: Jun 2000
Posts: 8,476
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Re: So I just lost 20 pounds because of the lady at sainsburys
Quote:
Originally Posted by MrPeach
You could have got her to cancel it and put it through again but as £13... Why would that be a problem?
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Bank charges 20 pound on all transactions that go over the overdraft limit. She withdraws 30 pound, fine is levied. Even if 17 pound of that is put back in, the fine would still stand.
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24 Jun 2004, 13:37
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#19
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Registered User
Join Date: Oct 2001
Posts: 940
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Re: So I just lost 20 pounds because of the lady at sainsburys
When I have amended transactions in Waitrose they have only ever come up once on my statement.
Not:
-£X
+£X
-£Y
Just a simple:
-£Y
And surely if you made her correct it at the time, even if a charge was still given, you would have a better case asking for the £20 from them?
Edit: Was actually my account card not my Switch, sorry. But my second point still stands.
Last edited by MrPeach; 24 Jun 2004 at 13:46.
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24 Jun 2004, 13:42
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#20
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Anal Crumb
Join Date: Apr 2000
Location: Liverpool
Posts: 1,126
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Re: So I just lost 20 pounds because of the lady at sainsburys
Assuming their tills are an ikkle bit like ours the money would have already come out even if she cancelled it. Goes into a bank holding account and floats round for a few days. They normally claim it back off us as the bank never gives em it back. Assuming they aint live on chip and pin.
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(MarilynManson) Im from Scotland
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24 Jun 2004, 13:45
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#21
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Registered User
Join Date: Oct 2001
Posts: 940
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Re: So I just lost 20 pounds because of the lady at sainsburys
I used a cash machine in town the other day which at the last moment mentioned a £1.50 charge so I cancelled. They took my money anyway and gave it back a few hours later. ****s.
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24 Jun 2004, 14:30
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#22
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Next goal wins!
Join Date: Sep 2000
Location: London
Posts: 5,406
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Re: So I just lost 20 pounds because of the lady at sainsburys
i went over my overdraft limit by 50 quid on my last night out in manchester.
if youre going over you have to go RIGHT over cos they wont let you keep asking afterwards
it was a great night though drugs ++
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bastard bastard bastard bastard
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24 Jun 2004, 14:36
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#23
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Godfather
Join Date: May 2000
Location: England
Posts: 5,185
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Re: So I just lost 20 pounds because of the lady at sainsburys
i dont have an overdraft.
however in the brief instances where my account has gone -£1.20 or -£10 because various transactions havnt gone through and ive presumed ive had more than i actually have ive not once been charged.
Ive had one letter saying 'your not authorised to do this. change it now or do not pass go do not collect £200'
but theyve never fined me the £50 they mentioned so wahey for HSBC.
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It's not personal, it's just business.
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24 Jun 2004, 14:38
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#24
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so f*cking zen
Join Date: Jan 2003
Location: Hitting Bottom
Posts: 8,499
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Re: So I just lost 20 pounds because of the lady at sainsburys
I withdrew money once.
__________________
On a long enough timeline, the survival rate for everyone drops to zero.
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25 Jun 2004, 18:26
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#25
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Registered User
Join Date: Oct 2000
Posts: 4,944
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Re: So I just lost 20 pounds because of the lady at sainsburys
Quote:
Originally Posted by Nodrog
Bank charges 20 pound on all transactions that go over the overdraft limit. .
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You have a shit bank
I'd have thought ANY student account wouldn't do that due to students commonly going over.
With HSBC, if i need to temporarily extend my overdraft i phone up and they say fine, then anything over my original limit i'm charged like 3% interest. If i just go over my limit without having agreed an extension it's like 10% interest.
There's no actual fee and even 10%/year on £50 for a few days isn't worth worrying about really.
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I find it kind of funny
I find it kind of sad
The dreams in which i'm dying
Are the best i've ever had
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25 Jun 2004, 18:29
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#26
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Next goal wins!
Join Date: Sep 2000
Location: London
Posts: 5,406
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Re: So I just lost 20 pounds because of the lady at sainsburys
thats weird rag, im with HSBC and ive been charged every time i went over my OD
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bastard bastard bastard bastard
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25 Jun 2004, 18:50
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#27
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Darling
Join Date: Dec 2000
Location: Edinburgh
Posts: 890
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Re: So I just lost 20 pounds because of the lady at sainsburys
sainsburys staff have a habit of cocking things up, both good and bad
We got charged £18 for tomatos worth £3, once. Got a free game worth £40 too.
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25 Jun 2004, 19:18
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#28
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#planetarion
Join Date: Feb 2002
Location: Birmingham, UK
Posts: 1,538
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Re: So I just lost 20 pounds because of the lady at sainsburys
Quote:
Originally Posted by Nodrog
I did check it before I signed it and saw that it said 30, but it had already been put through by that time so there wasnt much I could do.
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In that case you should have taken it up with her manager. It is required for the slip to be signed BEFORE the transaction is authorised for the simple reason that once it's been authorised there would be nothing to stop you signing it "Mickey Mouse" and walking off with the goods.
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