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Unread 12 Oct 2003, 10:59   #1
Matrim
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The student loan

I just hate the thought of paying back all that money.

Though at the same time I know that I shouldn't worry because then my life will be void of fun and depressing and a thorn in the side of gayity and et cetera.


DO YOU THINK ABOUT YOUR STUDENT LOAN?




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Unread 12 Oct 2003, 11:03   #2
Karmulian
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Re: The student loan

no as i don't have one
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Unread 12 Oct 2003, 11:03   #3
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Re: The student loan

its because of my student loan that i _dont_ think of things
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Unread 12 Oct 2003, 11:05   #4
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Re: The student loan

When I' graduate this spring I'll owe $26,000.

And I never even needed to borrow anything, I just borrowed because I could.
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Unread 12 Oct 2003, 11:09   #5
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Re: The student loan

i'm not spending any of my loan just sticking it in a high interest account to buy myself a car when i graduate and as u pay it back at a stupidly low interest rate i'm actually making a profit...
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Unread 12 Oct 2003, 11:13   #6
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Re: The student loan

Don't you worry more about paying all that income tax, VAT, etc, over your working life? If I were going to worry about my loans it'd be more about my credit rating.
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Unread 12 Oct 2003, 11:33   #7
Belgarath The Sorcerer
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Re: The student loan

I worked for five years before starting Uni. The way I see it is, the tax that I've paid for five years is paying for my tuition fees, and my student loan is just that, a loan.

I don't think about it, except for thinking about when I get the next installment early next year...

Getting low at the moment though, I need a part time job.
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Unread 12 Oct 2003, 12:01   #8
Ragnarak
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Re: The student loan

Become a teacher, no loan to pay back, you just have to put up with smelly, noisy, bratty kids
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Unread 12 Oct 2003, 12:09   #9
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Re: The student loan

Quote:
Originally Posted by Ragnarak
Become a teacher, no loan to pay back, you just have to put up with smelly, noisy, bratty kids
kind of like being a mod here then
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Unread 12 Oct 2003, 13:37   #10
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Re: The student loan

I don't get a loan. I get a grant from the States of Jersey.

Hooray!
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Unread 12 Oct 2003, 13:45   #11
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Re: The student loan

I love my student loan because without it I wouldn't be able to afford to go to Uni.

Which would be bad.
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Unread 12 Oct 2003, 13:51   #12
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Re: The student loan

I thought to be smart and take the student loan so I could put it in the bank and get interrest from it.
Sadly I'm spending a lot of it on school and books, so I won't be in such a fortunate position that I can pay everything back in one go.

But to answer your question: no, I don't worry about it.
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Unread 12 Oct 2003, 14:15   #13
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Re: The student loan

Thanks to the Student Loan Company i'm now around 16k in debt!

And wont be paying it back until i earn around 15k (i never intend to earn over 15k).
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Unread 12 Oct 2003, 14:17   #14
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Re: The student loan

i dont have one...


however they seem to be great for some and a burden for others...

depends how much your spending i suppose.
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Unread 12 Oct 2003, 14:21   #15
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Re: The student loan

lies, trust me, its only 10, not 15k
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Unread 12 Oct 2003, 14:31   #16
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Re: The student loan

Quote:
Originally Posted by JammyJim
i dont have one...


however they seem to be great for some and a burden for others...

depends how much your spending i suppose.
but your a kid though, when you grow up and make something of your life, its gonna cost you money
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Unread 12 Oct 2003, 14:42   #17
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Re: The student loan

Quote:
Originally Posted by roadrunner_0
lies, trust me, its only 10, not 15k
Most starting salaries i've been looking at have been around 18k minimum, tho have anothe year yet before i think about applying for jobs
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Unread 12 Oct 2003, 14:47   #18
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Re: The student loan

I'm sittin at about $11,000 right now, be up to about $17,000 by the end of college

FUN
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Unread 12 Oct 2003, 14:53   #19
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Re: The student loan

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I'm sittin at about $11,000 right now, be up to about $17,000 by the end of college

FUN
but canadian dollars :/
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Unread 12 Oct 2003, 14:54   #20
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Re: The student loan

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Originally Posted by Ragnarak
but canadian dollars :/
yup, and since I'm Canadian...$11,000 is $11,000...which is quite a bit of money
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Unread 12 Oct 2003, 15:11   #21
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Re: The student loan

how the hell can people live with less then $25000 a year?
you yankees and your crappy wages..
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Unread 12 Oct 2003, 15:12   #22
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Re: The student loan

Quote:
Originally Posted by Dilly_D
yup, and since I'm Canadian...$11,000 is $11,000...which is quite a bit of money
yeah but tis like £5k which isn't that much considered what a lot of ours will be
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Unread 12 Oct 2003, 15:20   #23
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Re: The student loan

my friend is in nearly 20k of debt, and he didnt even get a degree i took the piss out of him rather a lot when i found this out
im such a good friend
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Unread 12 Oct 2003, 15:53   #24
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Re: The student loan

Mine didn't worry me at all.


Until the start of this April when the bastards started taking 180 pounds a month off me ?!!

And I'll have to keep this up for like 6 years

Education is soooo not worth it
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Unread 12 Oct 2003, 16:02   #25
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Re: The student loan

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Originally Posted by SbOlly
Mine didn't worry me at all.


Until the start of this April when the bastards started taking 180 pounds a month off me ?!!

And I'll have to keep this up for like 6 years

Education is soooo not worth it

how much do you earn? (assuming u don't mind telling everyone)
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Unread 12 Oct 2003, 16:18   #26
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Re: The student loan

I couldn't be bothered with a student loan, don't like the idea of being thousands in debt. I plan to come out of uni, having perhaps a few hundred quid on my overdraft.

fingers crossed.
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Unread 12 Oct 2003, 16:19   #27
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Re: The student loan

Where you planning on getting your money from then?
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Unread 12 Oct 2003, 16:20   #28
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Re: The student loan

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Where you planning on getting your money from then?
printing it.

[edit] actually i have an allowance, but its only 250 a month, so will get a job. i got my tuition fees paid by Essex county council (thx guys) and accomodation paid by distant family.
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Unread 12 Oct 2003, 16:23   #29
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Re: The student loan

Lucky you .
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Unread 12 Oct 2003, 16:26   #30
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Re: The student loan

Quote:
Originally Posted by JC
Lucky you .

indeed, considering this time last year i was at the stage where i would need the maximum loan available to me, extra hardship loans and a few credit cards.

not bad at all.
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Unread 12 Oct 2003, 17:31   #31
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Re: The student loan

I took a student loan the first two years at uni, after that I got a job, as it simply wasn't enough. Now I'm happy I only have to make payments on it for the next 15 years instead of 35.
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Unread 12 Oct 2003, 17:35   #32
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Re: The student loan

Quote:
Originally Posted by Ragnarak
how much do you earn? (assuming u don't mind telling everyone)
With stuff like London waiting, a little over 30k (UKP).
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Unread 12 Oct 2003, 18:43   #33
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Re: The student loan

Quote:
Originally Posted by AllFather|away
how the hell can people live with less then $25000 a year?
you yankees and your crappy wages..
$25,000 = £15,000, you buffoon.
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Unread 12 Oct 2003, 18:55   #34
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Re: The student loan

Quote:
Originally Posted by Dilly_D
yup, and since I'm Canadian...$11,000 is $11,000...which is quite a bit of money
Quote:
Originally Posted by MrL_JaKiri
$25,000 = £15,000, you buffoon.
learn to read you cheap slut

£15k is crap sallery, thats **** all.
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Unread 12 Oct 2003, 18:57   #35
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Re: The student loan

Quote:
Originally Posted by AllFather|away
learn to read you cheap slut
As what you literally appeared to be trying to say (which is what you appear to claim you are saying) didn't make much sense, so I took liberties.

Quote:
Originally Posted by AllFather|away
£15k is crap sallery, thats **** all.
It's the same as $25,000.
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Unread 12 Oct 2003, 19:00   #36
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Re: The student loan

Dumbass peon.
You make $25k/£15k a year cleaning toilets, so how some french wannabe survives on 11000 fake dollars, is beond me.
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Unread 12 Oct 2003, 19:01   #37
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Re: The student loan

Quote:
Originally Posted by AllFather|away
Dumbass peon.
You make $25k/£15k a year cleaning toilets, so how some french wannabe survives on 11000 fake dollars, is beond me.
That's his DEBT not his INCOME.

Learn to read.
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Unread 12 Oct 2003, 19:04   #38
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Re: The student loan

Quote:
Originally Posted by MrL_JaKiri
That's his DEBT not his INCOME.

Learn to read.
learn to read yourself you ugly midget.
11k is nothing,absolutly nothing. How the hell is he surviving on that? leaching of his parents?.*

*Did not mention that he worked on the side, so i assume he is not.
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Unread 12 Oct 2003, 19:08   #39
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Re: The student loan

Quote:
Originally Posted by AllFather|away
learn to read yourself you ugly midget.
What a 'brilliant' insult.

Quote:
Originally Posted by AllFather|away
11k is nothing,absolutly nothing. How the hell is he surviving on that? leaching of his parents?.*

*Did not mention that he worked on the side, so i assume he is not.
I don't mention that I have a job in a football thread. You know why? It's completely irrelevent. Just like it is here.

My student debt is currently of the order of £2000, but that doesn't mean that I lived for the time on £2000.
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Unread 12 Oct 2003, 19:10   #40
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Re: The student loan

thats not his income you ****ing idiot, ffs!
he is in $11k worth of STUDENT DEBT ****ing hell!
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Unread 12 Oct 2003, 19:12   #41
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Re: The student loan

Quote:
Originally Posted by roadrunner_0
thats not his income you ****ing idiot, ffs!
he is in $11k worth of STUDENT DEBT ****ing hell!
Preparing for your course I see.
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Unread 12 Oct 2003, 19:23   #42
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Re: The student loan

so totally
best bit is, i will show you the 'fantastic' info pack they have sent me out
you will be amazed that they get anything at all done up at county hall, i swear to god
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Unread 12 Oct 2003, 19:24   #43
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Re: The student loan

I'm not worried about my government student loan, since they've lost my details. Plus, they won't take me to court if I can't pay it back.

I do have about £11k or other unsecured debt with other private bodies which if I fail to pay back my credit rating will be ruined for ever. I'm not sure if they take into account my government loan when assessing my credit suitability. It certainly wasn't on the last credit report I got from Equifax.
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Unread 12 Oct 2003, 19:51   #44
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Re: The student loan

Quote:
Originally Posted by H1TMANish
I couldn't be bothered with a student loan, don't like the idea of being thousands in debt. I plan to come out of uni, having perhaps a few hundred quid on my overdraft.

fingers crossed.
OMG you GD spamm0r

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Unread 12 Oct 2003, 19:56   #45
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Re: The student loan

Quote:
Originally Posted by Dante Hicks
I'm not worried about my government student loan, since they've lost my details. Plus, they won't take me to court if I can't pay it back.
EH? The government lost all your details? What are you a spy or something and they shredded your info to achieve plausble deniablity? How can the government loose all your details and is that really a good thing. What if you need to go to the hospital for instance? They can't take you to court? So that means you must have diplomatic immunity, or you're black mailing the queen, or I know, you really are a spy.

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Unread 12 Oct 2003, 20:40   #46
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Re: The student loan

I got no low interest loan from the goverment or grant. Society ****ed me over and now I have to pay for some crack whore in Jersey to get a free ride.
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Unread 12 Oct 2003, 22:11   #47
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Re: The student loan

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Originally Posted by s|k
How can the government loose all your details and is that really a good thing.
In Soviet Russia...
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Unread 12 Oct 2003, 23:17   #48
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Re: The student loan

Quote:
Originally Posted by AllFather|away
but your a kid though, when you grow up and make something of your life, its gonna cost you money

im in uni you tard but due to the success of my parents i am without the need for a loan.

and yes i do appreciate the fact that i will leave with no debt
and yes i do thankgod everyday for my parents.
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Unread 12 Oct 2003, 23:53   #49
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Re: The student loan

I dont have one,I worked my way through university. Debt would just depress me and tie me down.

Quote:
Originally Posted by AllFather|away
how the hell can people live with less then $25000 a year?
you yankees and your crappy wages..
I've lived on ~€9,000 for the past 4 years

Im quite slim
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Unread 13 Oct 2003, 01:54   #50
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Re: The student loan

I watch my finances like a hawk - I know that if I keep things to a reasonable level I should pay it off no probs with a bit of work in the summer to keep things ticking over.
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