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Unread 10 May 2004, 00:39   #1
Zar
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How much are you worth?
Imagine your body is an "entity" that is owned by a company. You can be bought and sold on an open market. If you are bought the person buying you either has to pay a price for you, or the company has to pay him for buying you (think about how companies end up being bought for £1 etc. due to the debts the other companies have to pay off).

Edit: Tacticus is being a pedant. So also assume that when the trade has been made you become a slave. Your current job goes, there are no future earnings, you can't inherit any future money etc..

To calculate add up your assets and savings minus your liabilities.

Rules:

Assets - in this case is your personal property. Calculate an approximate value for everything that you own (e.g your computer might be worth £300 and your clothes about £200). Add these all together but do account if possible for deprecation. I.e your £1000 computer bought 3 years ago wont be worth £1000 today. A rough approximation should be fine. Remember these assets have to be in YOUR name. As in tomorrow you could pick them up sell them and the cash goes straight into your account. Don't worry so much if they cant be liquidated easily, its more important that they are your personal assets.

Liabilities - loans, personal debts, mortgages etc

Savings/Current - Anything that you hold in either savings or bank current account held in YOUR name, such that you have full access to the account. N.B anything that is held in a trust fund, or not in your name should not be included. Inheritance money should NOT be included as if it is still considered inheritance money then it is not in your name until your parents die. If they are already dead, or have given you the money - then include it. Also don't include your projected earnings for the end of the year. Only include what you have at the moment. One more thing - Savings/Current also includes money that people owe you. So if you lent £1k to a friend, increase your savings/current by £1k

Again to emphasize, when working out your own personal net worth, don't include anything that you are yet to inherit, or is held in your name and you will eventually inherit. You wealth doesn't include your parents house (even if you are a lone child and will get it after they die). It doesn't include that £100k trust fund daddy set up for you etc.. Reason for this is that parents might hate you tomorrow and take you out of their will.

My net worth:

Assets = 4500

Savings/Current = 3900

Liabilities = 6500

net worth = £1900
Last edited by Zar; 10 May 2004 at 02:27.
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Unread 10 May 2004, 00:53   #2
Dante Hicks
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Re: How much are you worth?
Assets : £1,000 (optimistic price for everything I own)

Savings : £0

Liabilities : -£21,000 (approx, I'm not sure exactly on a couple of debts)

Net Worth : -£20,000

It wouldn't matter if you included inheritance or not, since I don't think there is anyone currently alive who would plan to give me anything.
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Unread 10 May 2004, 01:00   #3
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Re: How much are you worth?
Assets: Between £4500 and £5000

Savings: £1500

Liabilities: 0

I have my parents to thank for this, paying for my universities fees and giving me a decent amount to live off each month. Also got lucky buying a first editition of a Harry Potter hardback for £10 years ago which is supposedly worth over £1500 now.
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Unread 10 May 2004, 01:25   #4
Noctu
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Re: How much are you worth?
Assets: £5-6000.
Savings: £50,000
Liabilities: 0.
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Unread 10 May 2004, 01:35   #5
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Exclamation Re: How much are you worth?
Quote:
Originally Posted by Zar
This is calculated by adding up your assets and savings minus your liabilities.
Any calculation which doesn't include any sort of estimate of future earnings is completely worthless for calculating a mythical sales/purchase price, especially considering the relatively young average age of this forum.
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Unread 10 May 2004, 01:37   #6
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Re: How much are you worth?
Quote:
Originally Posted by Tactitus
Any calculation which doesn't include any sort of estimate of future earnings is completely worthless for calculating a mythical sales/purchase price, especially considering the relatively young average age of this forum.
Don't be gay
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Unread 10 May 2004, 01:41   #7
pablissimo
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Re: How much are you worth?
At the minute, about -£5k, and by the time I finish uni nearer -£11k
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Unread 10 May 2004, 01:52   #8
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Re: How much are you worth?
Quote:
Originally Posted by pablissimo
At the minute, about -£5k, and by the time I finish uni nearer -£11k
Emphasis.

I agree with Tact though.
Last edited by queball; 10 May 2004 at 02:00.
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Unread 10 May 2004, 01:54   #9
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Re: How much are you worth?
Somewhere in the same region as Dante

Assets: £500 is probably being optimistic

Savings: £0.04 (I have a separate account for this mountain of cash)

Liabilities: ~ £22,500

Net Worth: -£22,000
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Unread 10 May 2004, 02:20   #10
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Re: How much are you worth?
Assets: £5000-£6000 (lets say £5500)

Savings: £1000 (unless i spent it while drunk)

Liabilities: £20000 (by the end of my degree)

Net Worth: - £13500

Sucks to be me huh?
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Unread 10 May 2004, 02:27   #11
Baron Morte
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Re: How much are you worth?
Assets: 1500 USD
Saving: 300 USD
Liabilities: 0
Net worth: 1800 USD

Im a rich fag =)
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Unread 10 May 2004, 02:33   #12
MrPeach
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Re: How much are you worth?
Assets: £1000
Savings: £0
Liabilities: £3800

Net Worth: -£2800

I am quite thankful that I chose to do a sandwich degree course. In about one months time I start work in a department of the Home Office meaning my savings will increase slightly, and my liabilities decrease.
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Unread 10 May 2004, 02:45   #13
Tomkat
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Re: How much are you worth?
Assets: £700
Savings: £100
Liabilities: £(3200)

Net Worth: £(1400)

Oh noes.
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Unread 10 May 2004, 02:55   #14
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Re: How much are you worth?
assets: £1000
savings: £800
liabilities: £ 4400

net worth: -£2600

not much really but i reckon i could be broken up and sold seperately, my kidneys, lungs, heart etc. must be worth a bit of money...
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Unread 10 May 2004, 03:15   #15
Tomkat
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Re: How much are you worth?
I'm seeing a definite link between people who regularly write on GD, and a negative worth.

If only it was on a website, then we could prove it was a real statistic
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Unread 10 May 2004, 03:18   #16
JonnyBGood
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Re: How much are you worth?
Quote:
Originally Posted by Tomkat
I'm seeing a definite link between people who regularly write on GD, and a negative worth.

If only it was on a website, then we could prove it was a real statistic
Good god man I didn't realise you also did wit!
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Unread 10 May 2004, 04:00   #17
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Re: How much are you worth?
i couldn't begin to calculate my stuff.

i suspect I have about £1500 in clothes and shoes alone

then i have books dvd's tv's computers consoles crappy crap more crap.


i have no savings though, but i do have the student loan. which puts me at about - £4500 if my assests are worth 4500 and my loan over three years is 9000.

*sigh*
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Unread 10 May 2004, 09:53   #18
Dante Hicks
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Re: How much are you worth?
Quote:
Originally Posted by Tactitus
Any calculation which doesn't include any sort of estimate of future earnings is completely worthless for calculating a mythical sales/purchase price, especially considering the relatively young average age of this forum.
Yeah but for the purpose of simple calculations like this, it's difficult to work out future earnings (especially for people still during study). Plus you'd need to include future living expenses and things like the housing market are pretty hard to predict for the next forty years or so.

On current trends I'll be penniless forever. :\
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Unread 10 May 2004, 09:56   #19
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Re: How much are you worth?
Quote:
Originally Posted by Dante Hicks
On current trends I'll be penniless forever. :\
your a communist, what use is money to you ? :P
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Unread 10 May 2004, 09:58   #20
Dante Hicks
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Re: How much are you worth?
Quote:
Originally Posted by NEWSBOT3
your a communist, what use is money to you ? :P
I am a communist; my creditors/landlady/etc however, are not.
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Unread 10 May 2004, 10:00   #21
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Re: How much are you worth?
assets £2000
savings £0
liabilities £10000
net worth £-8000

although give me 2 years and i will be back to £0 again! yey!
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Unread 10 May 2004, 10:28   #22
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Re: How much are you worth?
Assets : 3000 kr
Savings : 2500 kr
Liabilites : -500 kr
People: 5000 kr (ca £415)
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Unread 10 May 2004, 11:14   #23
Muha
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Re: How much are you worth?
Assets : $700-800 NZD
Savings : $3000 NZD
Liabilities : $5400 NZD(roughly)
Total Worth : -$1600 NZD
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Unread 10 May 2004, 11:27   #24
Tomkat
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Re: How much are you worth?
Quote:
Originally Posted by JonnyBGood
Good god man I didn't realise you also did wit!
I'm also available for parties!
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Unread 10 May 2004, 11:27   #25
JammyJim
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Re: How much are you worth?
my car kinda bumps up what im worth a considerable amount......
and not having debt helps too \o/

as for the other stuff. i have no clue what everything is worth. probably a couple of grands worth of computers/books/tv's/consoles etc etc
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Unread 10 May 2004, 12:43   #26
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Re: How much are you worth?
assets $3,000
savings $2,000
liabilities $28,000
Net Worth: -$23,000

:/ I suck

:gollum: <-- he's wealthier than I
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Unread 10 May 2004, 16:59   #27
LHC
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Re: How much are you worth?
Assets: £1000 (? I dunno really)
Savings: £750
Liabilities: 0

Net worth: £1750, plus whatever my parents/grandparents are saving for me, but I've no idea what that is.
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Unread 10 May 2004, 17:46   #28
Baron Morte
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Re: How much are you worth?
how tha hell do you people manage to be in so much debt??
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Unread 10 May 2004, 17:48   #29
MrL_JaKiri
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Re: How much are you worth?
Because we have to pay for things like rent, and other studenty things.
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Unread 10 May 2004, 17:52   #30
Baron Morte
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Re: How much are you worth?
Quote:
Originally Posted by MrL_JaKiri
Because we have to pay for things like rent, and other studenty things.
I have to pay for that too, but i work...
and my uni is for free....
it rocks to live in this country
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Unread 10 May 2004, 17:52   #31
MrL_JaKiri
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Re: How much are you worth?
Quote:
Originally Posted by Baron Morte
and my uni is for free....
Quite of a lot of the debt will be student loan, which isn't 'regular' debt.
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Unread 10 May 2004, 18:03   #32
Baron Morte
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Re: How much are you worth?
Quote:
Originally Posted by MrL_JaKiri
Quite of a lot of the debt will be student loan, which isn't 'regular' debt.
here in my lovely country we have public unis, which dont charge a penny and they are better than the paid ones. How cool is that?
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Unread 10 May 2004, 18:10   #33
MrL_JaKiri
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Re: How much are you worth?
Quote:
Originally Posted by Baron Morte
here in my lovely country we have public unis, which dont charge a penny and they are better than the paid ones. How cool is that?
We used to have a social education system.
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Unread 10 May 2004, 22:31   #34
Dante Hicks
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Re: How much are you worth?
Quote:
Originally Posted by Baron Morte
how tha hell do you people manage to be in so much debt??
I suspect my rent is slightly higher than yours. Plus, I spent a lot of money on books/dvds/tvs/computer stuff/etc which I've subsequently broken/lost/given away.
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Unread 10 May 2004, 23:36   #35
Dace
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Re: How much are you worth?
Assests: £1500(ish)

Savings: -£1100

Liabilities: -£10700 (of which £6700 is student loans and £3000 is money i owe my parents)

Net Worth = -£10300

PLD ME!!!!1111111111
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Unread 10 May 2004, 23:51   #36
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Re: How much are you worth?
This is far to simple to actually get your worth. Your not even calculating in Assets correctly. The correct way to find asset worth is to claim its purchase price. So, if you bought a car you would declare it as a 15,000 dollar asset at purchase and in accounting it would worth 15,000 till you went to get rid of it. That is when you have to use (Will insert word later, brain fart)

Don't forget, Friends that owe you money. The money they owe you is an asset as well.
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Unread 10 May 2004, 23:56   #37
Dace
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Re: How much are you worth?
Ohhhhh yeah i owe my siblings about £850 too (thanks for the reminder Intrepid).
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Unread 11 May 2004, 00:01   #38
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Re: How much are you worth?
I see a link between students and negative worth.
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Unread 11 May 2004, 00:02   #39
Dante Hicks
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Re: How much are you worth?
Quote:
Originally Posted by Intrepid00
So, if you bought a car you would declare it as a 15,000 dollar asset at purchase and in accounting it would worth 15,000 till you went to get rid of it.
It's been a long time since I studied Business, but surely you have to then include depreceation costs as a liability if you're declaring the purchase value as an asset?
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Unread 11 May 2004, 00:04   #40
Dace
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Re: How much are you worth?
Quote:
Originally Posted by JBOY
I see a link between students and negative worth.

It's probably got something to do with the whole cost of education lack of earning type thing for 4 or so years of a person life probably.
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Unread 11 May 2004, 00:21   #41
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Re: How much are you worth?
Assets : £102,000
Savings : £13,000
Liabilities : -£8,004.99

Net Worth : £106,995.01
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Unread 11 May 2004, 00:23   #42
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Re: How much are you worth?
Quote:
Originally Posted by Dante Hicks
It's been a long time since I studied Business, but surely you have to then include depreceation costs as a liability if you're declaring the purchase value as an asset?
Not till your not owning them anymore through sale or trashing. That is also the word.
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Unread 11 May 2004, 00:24   #43
Dace
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Re: How much are you worth?
How the **** are you worth so much Zhil?

Are you old or something?

Have you rented out your arse for years?
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Unread 11 May 2004, 00:30   #44
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Re: How much are you worth?
Quote:
Originally Posted by Dace
How the **** are you worth so much Zhil?

Are you old or something?

Have you rented out your arse for years?
House with no mortgage on it which has doubled in value in my area over the last 5 years. I put that as £100,000, although they are selling at just over that (across the 'street' sold for around £126,000 a week ago)

I used to live with my parents, then they buggered off north. Left me the house down here to continue my studies at university.

My liabilities is student loan and credit card.

My savings consist of an ISA account, a main account and another thingy account where I put in some money I received from some insurance company. Letting it gain interest.
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Unread 11 May 2004, 00:32   #45
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Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.
Re: How much are you worth?
Are the house deeds in your name?

Also how old are you?

ANSWERS PLEASE
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Unread 11 May 2004, 00:34   #46
Zh|l
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Zh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like him
Re: How much are you worth?
One of the names, to stop my father from kicking me out and forcing me to get a better job.

I am 22.
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Unread 11 May 2004, 00:35   #47
Dace
so f*cking zen
 
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Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.
Re: How much are you worth?
Where do you work atm?
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Unread 11 May 2004, 00:35   #48
Zh|l
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Zh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like himZh|l is an inspiration to us all and we should try to be more like him
Re: How much are you worth?
Quote:
Originally Posted by Dace
Where do you work atm?
Game Stores Group Ltd.

I work around 20 hours a week.
__________________
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That uniform you're wearing
So hot I cant stop staring.

Zhil
[Spore] Executive
[1up]
[Fury]
Inquisitorial Lord Protector of His Emperor's Glorius Empire
[20:19:04] <mazzelaar> I have to say a big up to Zhil - without those 8 def calls you covered we would've been screwed. | r12 End Ceremony
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Unread 11 May 2004, 00:36   #49
Dace
so f*cking zen
 
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Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dace has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.
Re: How much are you worth?
Actually i might as well go the whole hog ... A/S/L???//////
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Unread 11 May 2004, 00:37   #50
Intrepid00
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Re: How much are you worth?
Since when does age matter Dace?

I know, I know
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